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Our Services

Otium is what the Romans called the leisure time we engage in away from our business pursuits.  Many believe that Otium is necessary for balance. When we have Otium, it gives us relief to step back and enjoy everything that we have achieved.


Our goal is to provide that peace of mind so you can fully enjoy that precious leisure time.



It is hard to be at leisure when you are worried about health issues. The Otium Agency works with all the major health insurance carriers in California, both inside and outside the Covered California exchange.


Our expertise allows us to reduce your stress by helping you choose the right plan to meet your needs and budget.


Not exactly the most pleasant thought to contemplate, but surely the most critical…thinking about how to provide for others if you are gone. We can give you peace of mind by providing coverage tailored to your needs through our top quality insurers at prices that won’t harm your lifestyle!

Your home is your place of refuge and growth. Allow us to put your mind at ease knowing that your property and possessions are properly insured with a reputable carrier.


If something happens at your home, you will be protected and made whole again.


You take pride in the vehicles you own. You keep them clean, change the oil every 3,000 miles, make sure you use the proper gasoline. You want to be sure that your vehicles are repaired properly and in a timely manner if you are involved in an accident.


Do you have enough liability coverage for your specific situation? Does your carrier cover rental cars? We provide a thorough review of coverage, and find the best value for your needs.

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Personal Plans

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Keep the Golden Years full of leisure!


Long term care insurance will allow you to receive the care you need with no worries about living expenses or burdens for your family.

Long Term Care


Is State disability enough to cover your expenses if you are unable to work? Long term disability is more affordable than you might think. We can help.

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Homeowners and Renters